DF
Debt Freedom Planner
Runs entirely in your browser — figures are never sent anywhere

Watch your debt melt down the slope.

Enter what you owe, pick a strategy, and the planner runs a real month-by-month amortization to tell you exactly when you're free. Right now, that's January 2030 — $6,243 saved versus paying minimums alone.

Your debts

Strategy

Extra payment / month

$300
$0$2,000

Debt-free by

January 2030

in 3 yr 5 mo

Total interest paid

$4,135

across every debt

Interest saved

$6,243

vs. minimums only

Time saved

2 yr 7 mo

vs. minimums only

Balance over time

$31,900$23,925$15,950$7,975$0mo 0mo 18mo 36mo 54mo 72Store credit card paid off — month 8Visa paid off — month 19Car loan paid off — month 28Student loan paid off — month 41
Your planMinimum payments onlyDebt paid off

Payoff timeline

  1. 1
    Store credit cardApril 2027 · $230 interest
  2. 2
    VisaMarch 2028 · $1,216 interest
  3. 3
    Car loanDecember 2028 · $1,041 interest
  4. 4
    Student loanJanuary 2030 · $1,647 interest